Loan Guide

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In finance, a loan is the lending of money by one or more individuals, organizations, and/or other entities to other individuals, organizations, etc. It is usually expected to be paid back with interest.

Before applying and getting a loan you should know how the industry works, how loan products work, and how to work the system to get the best possible loan.


You can receive a loan from an individual, bank, credit union, online lender, even governments all over the world offer loans to start a business, build a house, etc.

Organizations usually check your credit before giving you a loan.